Affordable Health Benefits for Small to Mid-Size Employers
If you’ve been considering a self funded health insurance plan, you may have come across the term Pharmacy Benefit Manager (PBM), and thought what’s that? A Roundstone self funded health insurance plan breaks out the total cost you would normally pay for a fully insured plan into the components needed for care, and then finds […]
Highlights Group medical captive insurance allows small to midsize companies to share the risk of a self-funded insurance plan while saving money and gaining control of skyrocketing expenses. Some self-funded health insurance solutions leverage a group medical captive. Roundstone’s group medical captive is the first of its kind, founded in 2005. The captive bands together […]
Highlights – Captive insurance is a more flexible form of self-funded insurance that can help prevent you from passing increasing costs on to your employees. – Roundstone is a trusted partner in developing captive insurance plans to meet your specific needs. – We value data transparency while ensuring HIPAA compliance. The Roundstone CSI (cost saving […]
It’s a challenging time to be a benefits advisor right now, but you are rising to the challenge. With renewal season upon us, many advisors like you are bracing themselves for a calendar full of difficult meetings. How many of your clients’ health insurance renewals will come with a double-digit increase? We understand that’s […]
Highlights -Level-funded insurance and self-funded insurance are alternatives to traditional fully insured plans. -Unlike self-funded plans, level-funded health insurance offers little control over plan elements like TPAs, PBMs, or network providers. -Self-funded group captive insurance from Roundstone provides you with full control over your insurance plan. -Roundstone’s group captive plan guarantees employers keep 100% of […]
Highlights -A strong summary plan description (SPD) explains your insurance plan, including eligibility, to your employees. -Roundstone allows you to customize your SPD to include cost-containment strategies. -Roundstone offers the flexibility to choose your own pharmaceutical benefits managers and third-party administrators. Affordable health insurance is often out of reach for […]
Highlights: With Roundstone, plan renewal is part of a long-term strategy, not a once-a-year premium increase. Roundstone plan members have full access to their claims data and year-round opportunities to identify cost-containment opportunities. Roundstone’s Strategic Relationship Managers begin collecting data from advisors months before the renewal date. It is important for advisors to talk […]
Affordable health insurance for small and midsize businesses seems more unrealistic every year, and there are many reasons for that. This article addresses some of those barriers and discusses group captive insurance, a better alternative than fully insured insurance that saves money while providing employees with better care. Health insurance, with its rapidly climbing […]
Roundstone has been keeping tabs on the most creative and innovative solutions implemented by open-minded employer clients over the past year to better meet their employees’ changing needs and control health insurance costs. We’re also always on the lookout for what’s coming next. We all saw big changes in 2020 as we navigated the COVID-19 […]