Join our Network of Trusted Advisors

Stand Out and Deliver

At times it can feel like you’re pulled in two different directions, between servicing clients’ day-to-day needs and keeping them informed on emerging industry trends. Together with Roundstone, you can satisfy both objectives.

Roundstone recognizes and appreciates the important role Advisors play — that’s why we only operate through our network of trusted Advisors. We equip you with insights and materials to help explain the value of captive insurance to your clients. We’ve launched Roundstone University and hold events throughout the year with our team of experts to help you answer questions about self-funding and share case studies to illustrate how our solution works.

Be a Consultant Again​

Be a Trusted Advisor

As an employee benefits advisor, you set out to be a consultant—a trusted client advocate matching each client’s unique health benefit needs.

But, each year, you find yourself repeating the same handful of health insurance options to clients and delivering bad news about rate increases. It’s not satisfying. Join our movement to positively disrupt the state of health insurance and advocate for your client’s best interests. Get the insider edge to presenting cost comparisons for your clients that win more business.

Roundstone offers captive health insurance programs for small to mid-size business insurance

Money Talks

We are helping to transform health insurance – and the ecosystem supporting and delivering it – with our unique self-funding solution. Most large companies self fund their health benefits because they understand the financial benefits including cash flow advantages, and they have the data and resources to do so.

That’s where our innovative business model levels the playing field. We came up with a model that allowed small and mid-size businesses to get those same advantages by sharing risks in what is called a “captive” pool. The participants in the captive pool all band together to create the scale effectively, that makes a self-funded solution make financial sense.

Instead of delivering rate increases each year, you can hand-deliver savings checks back to your clients. Roundstone’s benefit advisors delivered more than $14 million in unspent premiums back to our clients in 2021.

Roundstone offers captive health insurance programs for small to mid-size business insurance
Worry-Free Program Management​

Worry-Free Program Management

A captive funding arrangement doesn’t mean you’re “getting in the insurance business.” That’s what Roundstone is here for. We offer worry-free program management with a team of experienced professionals so that your choice of strategies for funding, claim management and cost control are implemented and delivered by Roundstone.

We equip you with the insights and materials to explain the value of captive health insurance to your clients, and help you every step of the way.

Roundstone By the Numbers

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average annual employer savings compared to fully-funded.

average distribution to captive participants.

unspent captive premium distributed pro rata in 2021.

amount below expected costs for groups in 2021.

Learning and Reading Concept Illustration

RU Ready to Learn?


Self-Driven eLearning on Self-Funding Strategies for Benefits Advisors 

Why Choose a Captive?

Whether captives become your door-opener or retention tool, learn more about

captive health insurance so you can help employers change their approach to healthcare.